Introduction
UBL Insurers Limited is a prominent general insurance company in Pakistan, offering a variety of insurance products to cater to the diverse needs of individuals and businesses. It is a subsidiary of United Bank Limited (UBL), one of Pakistan’s leading commercial banks. Established in 2000, UBL Insurers provides a wide range of insurance products, including health, motor, property, marine, and liability insurance. The company operates with a focus on delivering high-quality services, reliability, and customer-centric solutions.
UBL Insurers is known for its innovative approach to the insurance sector and has become one of the key players in Pakistan’s general insurance market.
Product Range
UBL Insurers offers a diverse range of general insurance products designed to meet the needs of both individual and corporate clients. Some of their key products include:
- Motor Insurance:
- Comprehensive Motor Insurance: Covers accidental damage to the vehicle, third-party liabilities, theft, and fire.
- Third-Party Liability Insurance: Provides protection against legal liabilities arising from damage to other vehicles, property, or bodily injury caused by the insured vehicle.
- Health Insurance:
- Health & Medical Insurance: Covers hospitalization, surgical expenses, doctor’s fees, and other medical-related costs for individuals and families.
- Group Health Insurance: Tailored health insurance plans for businesses and organizations to cover their employees.
- Property Insurance:
- Home Insurance: Offers coverage against risks such as fire, theft, and natural disasters that could cause damage to residential properties.
- Fire and Allied Perils Insurance: Covers damage or loss caused by fire, lightning, explosions, and other related events.
- Contents Insurance: Protects household contents from loss or damage caused by natural disasters, theft, or fire.
- Marine and Cargo Insurance:
- Marine Insurance: Covers damage or loss of goods during transportation by sea, air, or land.
- Inland Transit Insurance: Provides coverage for goods in transit within Pakistan, protecting them against theft, damage, or loss.
- Liability Insurance:
- Public Liability Insurance: Protects businesses from claims made by third parties for injuries or property damage caused by the insured’s activities or products.
- Employer’s Liability Insurance: Provides coverage for companies in case of accidents or injuries to employees during work.
- Travel Insurance:
- Personal Travel Insurance: Covers medical emergencies, trip cancellations, lost luggage, and other travel-related risks.
- Business Travel Insurance: Designed for businesses, covering risks associated with travel for work-related purposes.
- Bonds and Guarantees:
- Surety Bonds: Guarantees the performance of a party in a contract or business agreement, providing assurance to clients and stakeholders.
Mission and Values
Mission: UBL Insurers aims to provide a wide range of high-quality, customer-focused insurance products that offer financial protection and peace of mind to its clients, while ensuring operational excellence and innovation.
Core Values:
- Customer Focus: The company places the needs of its customers first, delivering customized insurance products and services designed to meet specific requirements.
- Integrity: UBL Insurers operates with transparency and ethical practices, ensuring the highest standards of trust and professionalism.
- Innovation: The company continually explores innovative solutions in insurance to stay ahead of market trends and offer the best possible products.
- Excellence: UBL Insurers strives for excellence in all aspects of its operations, from product development to claims management and customer service.
- Reliability: UBL Insurers aims to be a trusted partner for its customers by providing consistent and dependable coverage.
Innovative Features
- Online Services: UBL Insurers offers easy online access to insurance products, allowing customers to purchase policies, make payments, and file claims through their website.
- Mobile App: The company provides a mobile app that allows users to manage their insurance policies, track claims, and get in touch with customer service for support.
- Claims Processing: UBL Insurers has a streamlined and efficient claims process to ensure that customers are compensated quickly and fairly in the event of a loss.
- Customer Support: UBL Insurers offers multiple channels for customer support, including phone, email, and social media, ensuring quick resolution of queries and issues.
Corporate Social Responsibility (CSR)
UBL Insurers is committed to giving back to the community through various CSR initiatives. Some of their activities include:
- Healthcare Initiatives: The company supports health-related causes, including funding for hospitals, clinics, and medical programs that benefit underprivileged communities.
- Disaster Relief: UBL Insurers contributes to disaster relief efforts, providing aid to communities affected by natural calamities such as floods and earthquakes.
- Employee Development: The company invests in the professional growth and welfare of its employees by offering training, development programs, and a safe working environment.
- Environmental Sustainability: UBL Insurers promotes environmentally friendly practices, reducing its ecological footprint through paperless processes and waste reduction.
Online Presence
UBL Insurers has a strong online presence, providing easy access to information and services:
- Website: www.ublinsurers.com.pk – The official website offers detailed information on insurance products, claims, and services.
- Social Media: UBL Insurers engages with its customers and shares updates via platforms like Facebook, Instagram, and LinkedIn.
Connect with Us
For further inquiries or information:
- Head Office: UBL Insurers Limited, Karachi, Pakistan.
- Contact Number: +92-21-111-000-825
- Email: info@ublinsurers.com.pk
- Social Media: Available on Facebook, Instagram, and LinkedIn for product updates, promotions, and customer engagement.
