Industry: Asset Management
Location: Karachi
Products/Services: Mutual Funds, Pension Funds
Introduction:
HBL Asset Management Limited (HBL AMC) is one of Pakistan’s premier asset management companies, providing a wide range of investment solutions for individuals and institutions. It is a wholly owned subsidiary of Habib Bank Limited (HBL), Pakistan’s largest bank, and offers investors access to professionally managed mutual funds, pension funds, and other investment vehicles. Established in 2006, HBL AMC has become a key player in the financial services industry, helping clients achieve their financial goals through various investment options.
HBL Asset Management’s offerings are designed to cater to a diverse range of financial needs, from wealth creation and retirement planning to short-term liquidity management and long-term investment strategies.
Product Range:
HBL Asset Management offers various types of investment funds and services tailored to meet the needs of individual investors, businesses, and institutions:
- Mutual Funds:
- Equity Funds: Invest primarily in stocks of companies listed on the Pakistan Stock Exchange (PSX) to provide capital appreciation over the long term.
- Income Funds: Focus on generating regular income for investors by investing in government securities, corporate bonds, and money market instruments.
- Balanced Funds: Offer a mix of equity and fixed-income securities to balance risk and return, making them suitable for moderate-risk investors.
- Money Market Funds: Provide liquidity and preservation of capital by investing in low-risk, short-term instruments like treasury bills and term deposits.
- Shariah-Compliant Funds (Islamic Funds): HBL AMC offers a range of Shariah-compliant funds for investors looking to invest according to Islamic principles. These funds exclude interest-based investments and focus on halal (permissible) businesses.
- Voluntary Pension Funds (VPF):
- HBL Asset Management’s pension funds are designed to help individuals save for retirement. These funds offer a variety of asset allocation options based on risk tolerance, ranging from conservative to aggressive portfolios.
- Investment Advisory Services:
- HBL AMC provides personalized investment advisory services for high-net-worth individuals and institutions, tailoring strategies to meet specific financial objectives.
- Specialized Funds:
- The company also offers various specialized funds like capital-protected funds, sector-specific funds, and asset allocation funds, which are designed to meet specific investment goals.
Mission and Values:
HBL Asset Management is committed to helping investors grow their wealth by offering high-quality investment solutions and professional portfolio management.
- Mission: “To provide innovative and diverse investment solutions that help our clients achieve their financial goals, while maintaining the highest standards of integrity, transparency, and professionalism.”
- Core Values:
- Customer-Centricity: Focusing on the financial needs of clients and offering solutions that help them achieve their investment objectives.
- Integrity: Ensuring ethical practices, transparency, and accountability in all operations.
- Innovation: Continuously developing new investment products and services that cater to the evolving needs of the market.
- Professionalism: Maintaining high standards of expertise in managing clients’ assets and delivering top-tier customer service.
- Sustainability: Investing in sustainable and responsible investment opportunities to contribute positively to society and the environment.
Innovative Practices:
HBL Asset Management is known for its innovative approach to investment management and has integrated technology and customer-focused solutions to enhance the investment experience:
- Digital Investment Platform: HBL AMC has developed online platforms and mobile applications that allow customers to manage their investments, check portfolio performance, and invest in mutual funds digitally.
- Smart Investment Solutions: The company offers customized financial solutions based on client risk profiles, helping investors create well-balanced portfolios suited to their financial goals.
- Education and Awareness: HBL AMC emphasizes investor education, providing resources such as webinars, seminars, and articles to help clients make informed investment decisions.
Online Services:
HBL Asset Management provides a wide range of digital services to facilitate convenient and efficient investment management:
- Online Account Opening: Investors can easily open an account and start investing in mutual funds through HBL AMC’s website or mobile app.
- Investment Tracking: Clients can monitor their portfolio performance, view transaction history, and track returns in real-time through digital channels.
- Online Transactions: Investors can buy and sell units of their chosen funds, switch between funds, and make additional investments online.
- Mobile App: HBL Asset Management’s mobile app allows investors to manage their portfolios, check market updates, and access customer support on the go.
Connect with Us:
HBL Asset Management offers multiple ways for clients and stakeholders to connect with the company:
- Customer Support: HBL AMC provides customer service through phone, email, and online chat to assist with investment queries, transactions, and account management.
- Investor Relations: The company’s website offers detailed information on fund performance, financial reports, and investor updates.
- Corporate Office: The head office of HBL Asset Management is located at:
- 7th Floor, Emerald Tower, G-19, Block 5, Main Clifton Road, Clifton, Karachi, Pakistan.
Website:
For more information about HBL Asset Management’s products, services, and investor resources, visit:
- Website: www.hblasset.com
