Entrepreneurs Of Pakistan

Bank Alfalah


Introduction

Bank Alfalah Limited is one of Pakistan’s leading private banks, established in 1997 and headquartered in Karachi. Owned primarily by the Abu Dhabi Group, the bank provides a broad range of financial products and services to individuals, businesses, and institutions. Known for innovation and customer-centricity, Bank Alfalah has a significant presence both locally and internationally, with branches in the UAE, Bahrain, and Bangladesh.


Product Range

Bank Alfalah offers a comprehensive portfolio of banking solutions:

  1. Personal Banking:
    • Savings Accounts
    • Current Accounts
    • Term Deposits
    • Alfalah Credit and Debit Cards
  2. Business Banking:
    • Working Capital Financing
    • Trade Finance Solutions
    • Corporate Banking Services
  3. Islamic Banking:
    • Shariah-compliant solutions under the Bank Alfalah Islamic brand, including profit-sharing accounts, Islamic mortgages, and financing products.
  4. Digital Banking:
    • Alfa App: A state-of-the-art digital platform for account management, bill payments, fund transfers, and more.
    • Internet and SMS banking services.
  5. Loan and Financing Products:
    • Home Loans
    • Auto Financing
    • Personal Loans
  6. Wealth Management and Investment Solutions:
    • Advisory services for high-net-worth individuals and businesses.
  7. Corporate and SME Solutions:
    • Tailored products for small to medium enterprises and large corporations.
  8. International Banking:
    • Remittance services, foreign exchange, and offshore banking.

Mission and Values

Mission: To inspire and empower people and businesses to achieve their financial goals through innovative and reliable banking solutions.

Core Values:

  1. Integrity: Ethical and transparent business practices.
  2. Innovation: Leveraging technology to provide cutting-edge financial solutions.
  3. Customer-Centricity: Commitment to understanding and meeting customer needs.
  4. Sustainability: Promoting social and environmental responsibility.

Innovative Solutions

  1. Alfa App: A comprehensive digital banking app offering services like fund transfers, QR payments, and loan applications.
  2. Alfalah GharApna: An innovative mortgage solution for affordable housing.
  3. Islamic Digital Banking: Seamless digital access to Shariah-compliant banking services.
  4. Contactless Payment Solutions: Tap-and-pay cards and mobile wallets.

Online Services

Bank Alfalah provides a variety of online services for convenience:

  1. Digital Banking: The Alfa app and internet banking for 24/7 access to accounts and transactions.
  2. E-Commerce Integration: Payment gateways for businesses and online shoppers.
  3. Card Services: Online applications and management of credit and debit cards.

Connect with Us

Bank Alfalah offers multiple touchpoints for customer engagement:

  • Website: www.bankalfalah.com for details about services, products, and updates.
  • Customer Support: 24/7 helpline for assistance.
  • Social Media: Active on Facebook, Twitter, and LinkedIn.
  • Branch Network: Over 700 branches in Pakistan and international locations.